3D Secure (often referred to as 3DS) is an authentication protocol designed to enhance the security of online credit and debit card transactions. It adds an extra layer of verification during the checkout process.
How 3D Secure Works:
- Transaction Initiation: When you make an online purchase, you enter your card details as usual.
- Redirection for Authentication: After submitting your details, if the card issuer participates in 3D Secure, you might be redirected to an authentication page.
- Verification: You may need to provide additional information, such as a one-time code sent to your mobile device, or biometric verification (like fingerprint or facial recognition).
- Completion: Once verified, the transaction proceeds. If not, it may be declined or require further verification.
If you want to know whether your card uses 3DS or what type of authentication it requires, you’ll need to reach out to your card issuer directly.
Powered by